Managed Care Health Insurance

Managed care plans offer limited health care coverage at a relatively low cost.

There are three main types of managed care health insurance plans with different levels of cost and choice: Health Maintenance Organizations (HMOs), Point-of-Service Plans (POS), and Preferred Provider Organizations (PPOs).

All managed care plans aim to steer patients toward a pre-approved network of health care providers (doctors, facilities, etc.). Policyholders receive significant financial incentives not to seek treatment outside the network. There are usually restrictions for selecting providers and specific rules to ensure that quality care is delivered. Because of the restrictions, it is generally easier to predict the cost of health care under managed care plans than under fee-for-service plans.

Learn more about the main managed care plan types:

• Health Maintenance Organizations (HMOs)
• Point-of-Service Plans (POS)
• Preferred Provider Organizations (PPOs)
  

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